Employment Practices Liability for Professional Firms
Coverage Details
Eligible Risks
- Law firms and other professional firms including accountants, architects, and engineers with five (5) or more employees
- Firms with any business organization structure - partnerships, corporations, professional associations - fit our program.
Limits
- $10 million in capacity
- Primary and excess coverage available
Please refer to the actual policy for exact coverage descriptions and limits; exclusions and deductibles may apply. Coverages are subject to policy terms and conditions and may not be available in all states.
Specialized Protection and Features
- Wrongful Employment Act includes broad definitions of discrimination, harassment, retaliation, workplace tort, and wrongful termination
- Punitive damages coverage - most favorable venue affirmation where insurable by law
- Coverage for harassment or discrimination claims by third parties
- Claims brought by firm owners for Wrongful Employment Acts are covered
- Choice of counsel available for qualified firms; pre-approved counsel is also available
- Defense cost coverage for violations of WARN, COBRA, disability benefits law, workers compensation, unemployment compensation, or similar laws when alleged in connection with a covered claim
- Coverage for discrimination and retaliation claims alleged in connection with non-covered violations of federal, state, or local wage and hour laws
- Claim reporting obligation is triggered only when certain individuals within the firm become aware of the claim
- Innocent insured protection
- Full prior acts coverage available
- Worldwide coverage
- Non-cancelable except for nonpayment of premium
- Coverage for claims alleging failure to make partner or shareholder
Our Support for Your Cross-selling Opportunities:
- Lawyers Professional Liability
- Design Professional Liability